The Immediate Impact of the Affordable Care Act on Seniors

In theory there should be more accountability over the medical care that you receive. Your interaction with your health care provider should be far simpler.

The following is a very generalized out line of some of the more important changes that will effect you:

Medicare Benefits, either through Medicare or Medicare Advantage should remain the same. Medicare Advantage will be phased out over time.

Lifetime limits will no longer...

Living Trusts can Jeopardize Nursing Home Care

More and more these days “investment advisers” -- who may or may not be practicing law without a license -- are selling Trusts as vehicles for preventing probate delays and expenses, avoiding taxes and providing for estate management. Yet many of those marketing Trusts either do not recognize, or intentionally avoid discussing, a serious problem inherent in using Trusts in the context of an aging population: Trusts are a useful estate-planning tool but can...

WITH A LOOMING HEALTH CARE  CRISIS, WHAT’S A BOOMER TO DO OR NOT TO DO





“TO DO LIST”

After World War II, we along with the rest of the world entered a time of economic growth, scientific advancement, industrial revolutions and we welcomed a new and large population of our most important product. Babies!! And more babies! The war was over, and good had vanquished evil. Soldiers, heroes were returning home to a nation and a world that sorely missed them. The result was what...

NHS salutes and offers ways to help those caring for their aging and/or chronically disabled loved ones through careful estate planning - preserving assets while obtaining long-term care. "Being a caregiver is a stressful responsibility that can lead to tension, migraine headaches, high blood pressure, asthma, nervous stomach, bowel problems and chronic lower back pains. Stress can also play a role in a person's susceptibility to heart disease, stroke, and cancer," said Zoran Basich, president of NHS, and leading...

As individuals retire or age into Medicare, their insurance situation can change dramatically.

Those eligible for Medicare, or soon to be eligible for Medicare, need some understanding of their insurance options and how it could impact their health and finances.

These questions and answers are meant as a guide to help you understand the complex questions you are now thinking about. Each families specific situation may create a different set of problems and solutions.

Question: If my husband...

DEMOGRAPHICS

The number of Americans age 55 and older will almost double between now and 2030 . from 60 million today (21 percent of the total US population) to 107.6 million (31 percent of the population) . as the Baby Boomers reach retirement age.

During that same period of time, the number of Americans over 65 will more than double, from 34.8 million in 2000 (12 percent of the population) to 70.3 million in 2030 (20 percent of the total population).

The next generation of retirees will...

Adult Day Care Centers are designed to provide care and companionship for seniors who need assistance or supervision during the day. The program offers relief to family members or caregivers and allows them the freedom to go to work, handle personal business or just relax while knowing their relative is well cared for and safe.

The goals of the programs are to delay or prevent institutionalization by providing alternative care, to enhance self-esteem and to encourage socialization. There are two types...

Dementia (meaning "deprived of mind") is the progressive and long-term decline in cognitive function due to damage or disease in the body beyond what might be expected from normal aging.

Dementia is a non-specific illness syndrome (set of signs and symptoms) in which affected areas of cognition may be memory, attention, language, and problem solving. Symptoms of dementia can be classified as either reversible or irreversible with less than 10 percent of cases of dementia are due to causes which may presently...

Assisted living facilities offer a housing alternatives for older adults who may need help with dressing, bathing, eating, and toileting, but do not require the intensive medical and nursing care provided in nursing homes.

Assisted living facilities may be part of a retirement community, nursing home, senior housing complex, or may stand-alone. Licensing requirements for assisted living facilities vary by state and can be known by as many as 26 different names including: residential care, board and care,...

Two medications may help stop Alzheimer's disease before it begins, and millions of people are already taking them, including Serge Kogan.

"I take statins to reduce my cholesterol and I take it every night."

That can help the heart, but now we're discovering the drugs may also protect the brain. While research has shown statins are 'not' effective in people who already have Alzheimer's, a new study finds the pills might help prevent it from starting, especially in patients at risk for a related...