Case Manager Counseling
Our case managers are experienced Registered Nurses (R.N.'s) and Social Workers that assist with placement needs – from recommending nursing home facilities to assisting the emotionally drained family with proper placement for their loved one. Upon request, our case managers will interact with insurance companies to maximize the benefits and get authorization for the most appropriate level of care.
Traditional Estate and Financial Planning
Along with a plan for long-term nursing home care, traditional estate planning needs such as probate avoidance, minimizing tax consequences and maximizing financial stability of the family are also considered. When we meet with our clients, our solution ensures that the needs of both long-term care and traditional estate planning are satisfied.
Essential Tools
Regardless of the good health, every person should have vital tools in place so that someone can make financial and healthcare decisions if a person is unable to do so. Advanced Healthcare Directives and a Durable Financial Power of Attorney are minimally necessary. Also, a simple Will should be in place which would provide for the orderly distribution of your assets. These tools will enable you to act when the time comes.
Review of Living Trusts
Are you aware that the majority of Living Trusts do not protect assets from creditors? In fact, Living Trusts have an obligation to pay all bills and debts of the estate thereby causing you to potentially lose everything you own when faced with the high costs of a long-term illness. NHS will review and recommend steps to resolve the Trust dilemma.
Insurance Concerns
While NHS does not sell insurance, many families who contact us have questions regarding their current insurance coverage and possible future needs. We will discuss and recommend the types of insurance you might require.