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Filling Out a Medi-Cal Application Can be Frustrating as Well as Dangerous
We receive a variety of calls from people (both the general public and professionals alike) who have filled out their own Medi-cal applications, and now are faced with either denial of benefits or some other serious problem relating to the application (such as a Medi-cal claim). Preparing an application either for a client or for a loved one can be a very frustrating experience (the questions can be vague, repetitive or tricky) as well as dangerous: some questions on the application can be a trap for the unwary. In this newsletter, we will debunk the common belief that the questions on the Medi-cal application are "easy" and that it's better to "do it yourself."
First, as to the application itself, please note the following "Golden Rule:" Be truthful about all assets! The application is signed by the applicant or personal representative under penalty of perjury, so any false, misleading, inaccurate or deliberately omitted information can lead to a denial and possible prosecution for fraud by Medi-cal!
We have found that many people inadvertently put themselves in a bind when they either omit pertinent information or submit inaccurate information on an application, thinking Medi-cal doesn't need it or care about it. This is a very dangerous element of the Medi-cal application: every question on the long-term care application is there for a specific reason, and answering the incorrect way could possibly cost the client, a house, savings, and other tangible assets!! Therefore, the advantages of "doing it yourself" must be weighed very carefully when dealing with the possible loss of hard-earned assets.
Before doing a long-term care Medi-cal application on your own, or for a client, it is important that you obtain advice from a competent professional in this regard–failure to do so could result in either a denial of benefits or a malpractice claim somewhere down the road if the application is done improperly!
Ask the Expert
Dear Expert:
My father recently placed my mom in skilled nursing care, they have substantial assets, but will deplete those assets quickly. I'm concerned about my dad's future. Is there any answer?
— Concerned in Catalina
Dear Concerned in Catalina:
It is not the size of any estate that matters but how assets are converted.
Let us help protect your father's future.
"Knowledge is Power"
— Z. Basich
Call us for assistance - (800) 773-6467.
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